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Financial Illiteracy Is Costing You More Than $35,000. Here's How to Change That: Did you know that the average millennial in the US is $36,000 in debt? Sound familiar? You've just gotten out of college and you're overwhelmed by student loan payments. Not only that, an entry-level job is keeping you from earning the money that would support the lifestyle you desire. So, what can you do about it? Is there any way to gain financial stability as early as in your 20s or 30s? Of course there is! And the answer happens to be a whole lot simpler than what you may imagine when thinking of saving and investing. For a start, you need to get out of debt asap. The longer you remain a part of the vicious cycle, the more difficult it is to get out of the debt swamp. You can be debt-free in your late 20s. To accomplish this goal, however, you'll need to do some financial growing up. Once you manage to kill the debt beast, you can move on to pursue all your life goals - saving enough to retire early, starting a family, buying a house, or starting your own business. Financial literacy consists of several simple, yet essential, concepts you'll need to master. In other words, you'll need to learn smart instead of hard when it comes to personal asset management. In Financial Literacy: How to Gain Financial Intelligence, Financial Peace and Financial Independence, you will discover: The 4 cardinal sins of youthful spending that will keep you in debt (forever) An 8-step, iron-clad methodology for getting out of debt in your 20s and 30s Smart ways to save money without having to give up your preferred lifestyle How to have fun and enjoy adventures for free, or with minimal spending 12+ brilliant ideas to earn more money (some have even been employed by top entrepreneurs for years) Reasons why no future dream is too big to pursue if you plan properly The basics of saving and investing like a boss while still a young adult The essence of financial responsibility in a marriage or a committed relationship Psychology of abundance: the mindset that sets millionaires apart from everybody else And much more! You don't have to wait until you're 40 to become financially independent. In fact, if you wait this long, it may be too late to introduce meaningful change in your life. Even if you earn a small income right now, you can take the baby steps that will add up and contribute to more security, more freedom, and a higher level of financial responsibility. It doesn't matter if you can save $5 or $1,000 per month. After all, a small trickle can quickly turn into a deluge. Do you want to become the master of your own money and your future? Are you looking forward to retiring in your 40s? If you're eager to learn the secrets of wealth and financial freedom, scroll up and click the "Add to Cart" button now.