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"What every first-time homebuyer needs to know... this easy-to-read guide efficiently answers all the questions every first-time homebuyer should ask: How to start the home buying process; how long does the home buying process take; home much home can you afford; how to compare mortgages; why first-time home buyers should use a realtor and need a real estate attorney; how to make and negotiate your offer and much more." from the back cover.
Phil Spencer, property expert and co-presenter of hit series Location, Location, Location, provides everything you need to know to help you buy (and sell) your first home Want to own your own home, but not sure where to start? Need some friendly advice from a property professional? In How to Buy Your First Home, property expert Phil Spencer takes the worry out of the property market. Breaking everything down into simple and achievable steps, he makes this daunting process easy. Learn how to: - Find your perfect pad - Choose which mortgage is right for you - Negotiate with estate agents and sellers - Organise exchange and completion Including indispensable advice, money-saving tips and an essential trouble-shooting section, this guide covers everything a first-time buyer needs to know. And when it's time to move on again, this book will show you how to sell your home too. Phil Spencer is one the best-known faces on British television, co-presenting the hit Channel 4 series Location, Location, Location and Relocation, Relocation. Phil has written regularly columns in The Sunday Times and Country Life, and is contracted to Archant publishing to write columns that are syndicated in the group's numerous local glossy magazines which are distributed nationwide. Recent TV appearances include on The One Show, Children in Need and The Friday Night Project, and Phil also regularly appears on the radio to discuss property issues.
Buying a House Requires a Solid Loan. So Make Sure You are Going to be Pre-Approved, Before You Start This Process and of Course Your Own Stash of Cash, to Help You Cover All of the Closing Costs, Appraisal Fees, and House Inspection Costs etc. So You Are Approved for the Loan. Make Sure You Have a Low Debt Ratio and Get Your Credit Score as High as Possible, to Receive the Lowest Interest Rate. Then Find Your Realtor on Zillow. All Simple Easy Things to Do. Learn All of the Simple Secret to Buy Your First Home Today...
"This book explores major themes related to where to live in America, not only about the acquisition of a home but also the ways in which where one lives relates to one's cultural identity. It shows how changes in media and information technology are shaping both our housing choices and our understanding of the meaning of personal place"--
Take the fear out of buying your first home For many, the process of buying a home for the first time can seem intimidating and overwhelming. How to Buy Your First Home is your resource for information on the subject. This book guides you through the entire process, including: Preliminaries-Renting versus buying, determining what you can afford, deciding where to live Searching for Your Home-What to look for in a home, hiring a realtor Finances-Mortgage basics, government agencies, home loans for veterans The Buying Process-Weighing your mortgage options, hiring an attorney, making an offer, inspecting and appraising your home The Future-Caring for your home and increasing the value of your investment Included within the text are Attorney Tip boxes that highlight important facts. Click on This boxes will guide you to helpful websites for additional information about calculating costs, locating homes in your area and more. Extensive appendices include a glossary of important terms, contact information for state offices of real estate regulation and sample worksheets to help you as you make your decisions. Written by an experienced attorney, How to Buy Your First Home is the resource that will take the mystery out of buying a home.
Though fun and exciting, buying a home can also be complicated and confusing—and most people learn the hard way that a wrong move can cost dearly. In order to find the perfect home at the best price, you must have skill, foresight, and a little guidance from experienced professionals. Home Buying for Dummies, Third Edition provides just that! Packed with invaluable advice in an objective, down-to-earth style that will have you sitting in your dream home in no time, this friendly guide contains everything you need to know to play the home buying game. It has the tools you need to: Improve your credit score and select a mortgage Choose a time and place to buy Determine the price you want to pay Assemble an all-star real estate team Make use of the wonderful world of the Internet Negotiate your best deal Inspect and protect your home Handle and become responsible for the title Cope with buyer’s remorse Featured in this guide are tips and tricks on things you should do after you seal the deal, as well as things you ought to know about real estate investing. Also included is advice on how to sell your house, as well as a sample real estate purchase contract and a good inspection report. Don’t get chewed up by the real estate market—Home Buying for Dummies, Third Edition will lead you to the home you want!
This eBook is a practical, easy to follow, guide to home ownership that anyone can use. It will help to build a basic foundation of knowledge and confidence that will greatly assist you, as a first time home buyer, throughout the process of finding and purchasing your first home while making you a more self-reliant and informed buyer along the way. Topics covered range from "Preparing Yourself and Your Finances," to "Finding Choosing and Working with Realtors," to "Viewing Properties," to making offers and negotiating, and the ever important "Contract to Closing" phase, along with other important information that you will find very useful. Confidence is the cornerstone of the philosophy in this eBook. If you put your mind to it, you can do it. Combine that with the information, ideas, and personal experiences contained in its pages and you will be well on your way to making your dream of home ownership a reality!
IT'S TIME TO BUY THE DRESS OF YOUR DREAMS! Every year, Kleinfeld helps more than five thousand brides find the perfect look for the biggest day of their lives. Women from all over the world flock to the famous Brooklyn store to choose from among their vast selection of gowns and take advantage of the expertise of their renowned staff of bridal consultants. This book takes you through every aspect of that unparalleled experience so that when you finally buy your wedding dress, you will be thrilled with your choice. Let the owners of Kleinfeld help you define the style that best suits you -- be it classical, romantic, or contemporary -- and that is most appropriate for the season and setting of the wedding. Their detailed advice covers: WHAT DRESSES ARE BEST FOR SPECIFIC BODY TYPES, INCLUDING SILHOUETTE AND SKIRT LENGTH COLORS, FABRICS, AND DECORATIONS, FROM THE SIMPLEST UNADORNED SILK TO LACE WITH ALL THE TRIMMINGS ACCESSORIES -- INCLUDING THE VEIL, SHOES, GLOVES, JEWELRY -- AND UNDERGARMENTS WHAT TO BRING ON YOUR WEDDING DRESS SHOPPING TRIP AND WHETHER OR NOT TO BRING MOM WHAT TO EXPECT AT FITTINGS HOW TO CARE FOR YOUR GOWN BEFORE AND AFTER THE WEDDING Whether you're getting married on a beach or in a cathedral, whether you want to look sexy, chic, or like a fairy princess, "How to Buy Your Perfect Wedding Dress" can help all your dreams come true.
Get insights from real estate professionals to help you determine when is the best time for you to buy a house. The authors show you how to research the market, decide what you want-- and what you can afford-- and ways to protect yourself with inspections and insurance.
So it's easy to see why this easy-to-follow guide has long been one of the most popular books for first-timers. This thoroughly updated edition offers professional advice on how to find and finance the perfect home, how to work with an agent, and how to avoid costly mistakes.
Reach new and diverse customer groups and expand your market share The standard approach to marketing is to look for as many people as possible who fit one core customer profile. How to Market to People Not Like You challenges this traditional thinking about core customer bases, giving you a new approach to expand your customer base and your business. Arguing for focusing on customer values rather than demographics, How to Market to People Not Like You reveals how you can grow business and profits by targeting those who are different from your core audience, rather than those who share similarities. Reach unfamiliar new market segments with your products Learn how to engage micro-segmented customer groups Author's company was named one of the top ad agencies in the US by Ad Age Find out How to Market to People Not Like You, understand the needs and values that distinguish diverse customers, and reach their hearts, minds, and wallets.
Have you ever thought about purchasing your first dream home, but are you scared to handle the whole process? Maybe you already had an idea about going into the real estate business? Would you like to have a guide that would nail every single detail you need to know about real estate investing? If you answered "Yes" to at least one of these questions, then keep reading... "FIRST TIME HOME BUYERS HANDBOOK" - a complete guide that is going to teach you the most important things you need to know about real estate for both - purchasing your own dream property and building massive real estate investing business. Having a big beautiful house is one of those things that almost every person has dreamed about. But almost every single one of those dreamers knows how difficult of a process it can be if you don't know the rules of this industry. After more than 10 years of selling, buying, and renting dream properties, Nora Sherrod decided to create a guide that would help every single dreamer to fulfill his or her goal as a successful first-time and many time purchase. Here is just a short brief of what you are going to get out of this book: To RENT or to BUY Step-by-step guide on how to set out your needs and priorities for your dream house How to deal with mortgages and loans First steps into real estate investing business How to hendle entire home buying procedure without going crazy The Potential of Buying a House at Auction Most common real estate investing mistakes you must avoid Much much more... It may look that buying real estate can be the most difficult financial decision in your life, but going through this book, you will learn how to make this process as easy and as professional as possible. Now it is your turn to take action. Scroll up, click on "Buy Now" and discover the most important real estate secrets!
From the author of White Noise (winner of the National Book Award) and Zero K In this powerful, eerily convincing fictional speculation on the assassination of John F. Kennedy, Don DeLillo chronicles Lee Harvey Oswald's odyssey from troubled teenager to a man of precarious stability who imagines himself an agent of history. When "history" presents itself in the form of two disgruntled CIA operatives who decide that an unsuccessful attempt on the life of the president will galvanize the nation against communism, the scales are irrevocably tipped. A gripping, masterful blend of fact and fiction, alive with meticulously portrayed characters both real and created, Libra is a grave, haunting, and brilliant examination of an event that has become an indelible part of the American psyche. From the Trade Paperback edition.
Want the Best Mortgage Deal for Your First Home Buy and Dramatically Lower Your Cost of Owning a Home? Then you need to keep reading... Are you a first-time homebuyer and looking to purchase your dream home soon? Would you like to know how to get the best mortgage and terms? If you answered "yes" to any of these questions, keep reading. Buying your first home will be one of the most important and critical decisions of your life. It will result in exploring tons of options, traveling from one place to another, and talking with banks to get a mortgage while trying to get your head around terms that vary greatly. All these factors, combined, will determine the total cost of ownership for your dream home. Don't panic, it's not too late. Your hard-earned money can be stretched immensely if you get a great deal on your first mortgage. This book was written to help you source and select a mortgage option that is best for you and your family's financial future even though you are a first-time homebuyer. Here's a preview of this amazing book, and what else you'll discover: Why does it matter what type of mortgage you get, how does it affect you financially, and why is it in your favor to avail the best mortgage option How can you conduct a financial self-assessment to understand where you stand as a borrower, and the 8 secrets that will help you reform your financial health Why you need to pick a home that is in alignment with your financial situation, and how can you do that What do you need to understand about budgeting your home, what factors are involved in doing so, and how can you identify a home that is perfect for your budget How can you get a free credit report, understanding where you stand in terms of your credit rating, and how can you improve it What does it mean to get pre-approved for a loan to buy your home, and why is it a good thing that you need to consider What types of mortgages are out there, and how to evaluate each type carefully How can you apply for a mortgage and what factors will determine the quality and rate of mortgage that you get approved for ..... And much more! Getting a mortgage can be a stressful and nerve-wracking experience. Further, with a superb mortgage you can have more disposable income which you can invest for better returns. Sadly, not many go deep enough into finding out more and end up paying more for their home purchase than they should. This book is an indispensable guide that will help you stay ahead of the game in availing the perfect mortgage leaving you financially well off and giving you more peace of mind. So, scroll up and click the "Add to Cart" button now!
You Are About To Discover Insider Secrets That Will Have You Buying Your First Home Like A Real Estate Pro! You've been meaning to buy a home for a long time, but the very thought of it makes your insides twist and turn. On the face of it, the venture looks very risky, and a mistake of this magnitude could have you regretting for decades to come. After all, you've never bought a home before, and real estate is an area filled with professionals of all kinds, all who might take advantage of a naïve buyer. And you don't want to be the type of person who gets taken advantage of. Perhaps you've told yourself the following: I could lose the savings of a life-time if I make a mistake A friend of mine recently had their home foreclosed on. It was horrible. I don't wish to suffer the same fate. I have never trusted bankers and mortgage brokers. How am I supposed to go into business with them? I am really busy; I don't have time to shop around for a home. What if I get sold a home that has problems all over it? What if I can't manage the mortgage payments? I don't even know what kind of home I can afford I have never been good at negotiating for a smaller price on anything. How can I get a home at a bargain? If you have had thoughts like these, this book is for you. In it, you will learn the following: What it really means to be a first-time home buyer and why this understanding could change everything for you, to your advantage How you can evaluate your financial health and know just how attractive you look to bankers The one rule you must never break when it comes to negotiating for a house in a sellers' market How you can pick the best team of experts to take care of your interests in a transaction The inside scoop on finding great deals on a home What you need to watch out for when dealing with homes that were part of a foreclosure Mistakes that you should avoid making before you close the deal on your home The steps you can take to improve your credit score dramatically, even from a poor one How you can secure your interests the moment you start negotiating for a home Techniques you can use to get a significant bargain from a seller Special loans guaranteed by the government that can make your life easier as a first-time homebuyer. ...And so much more It doesn't matter that you have never bought a home before. It doesn't matter that you are not "market savvy." It doesn't matter that you don't have a finance degree or don't understand financial terminologies. By the time you finish reading this book, you will know enough. You will know more than over 90% of first-time homebuyers who will hit the market having done no homework. You will know that you are not the perfect prey for predators of the industry who will readily take away the money from uninformed participants. You are literally steps away from making one of the most important financial decisions of your life, and this book will be your guide and friend. Whatever you must do, you need to do it now; not tomorrow, not next week, not next month. Life is short, and time awaits no man. So why don't you go ahead and order this book while you still have a chance.... Click Buy Now With 1-Click or Buy Now to get started!
“So What Are You Going to Do Now?” This question often leaves young adults feeling fearful and confused as they look towards life careers. Author Bob Bittner says finding work you love is not as intimidating as it seems. Your Perfect Job helps readers identify their passions, skills, and inclinations in terms of God’s calling on their lives. Readers will better understand why it’s important to do what they love, how to get started on a career path that is meaningful, how to make mid-course changes, and how to start a new job on the right foot. Drawing on interviews with dozens of young working professionals, Your Perfect Job introduces readers to a wide array of career opportunities and shows how real people went from less than perfect jobs into careers that perfectly matched their personality and passions. Designed for young adults, this book is a perfect selection for high school and college grads, or someone getting ready to make a career change.
This book shows beginning and experienced real estate investors how, and where, to acquire one million dollars in real estate in one year using borrowed money. Author and real estate expert Tyler Hicks starts with the reasons why real estate is the world's best borrowed-money business, then discusses hands-on ways for any investor to: Choose the type of property to invest in Pick one of 49 mortgages that can finance the property Find loans on the Internet to finance property acquisition Deal with, and obtain funding from, private lenders Use self-starter methods to get the money needed to buy income real estate Get financing even with bad credit/no credit on the investor's record Tap into little-known sources of real estate financing for both beginners and experienced wealth builders Use 100% financing (zero-down) methods to acquire real estate Build wealth almost anywhere with property appreciation Put wraparound mortgages to work to acquire desirable properties Numerous real-life examples of people who have used this system successfully in their spare time are included. To further assist readers in acquiring the income real estate they seek, dozens of sources of funding are included.
Answers to one of the most important decision a family can make This groundbreaking book offers answers to crucial questions that have a large impact on family success and well-being. The author has been researching and treating couples for more than twenty years, addressing such critical issues as: When should you have kids? How many and why? Can you afford a family? What's the best interval between children's birth in a family? How does your work life influence how many kids to have? What's the impact of divorce, remarriage and blended families on the decision to have more kids? How does your family of origin, ethnicity, race, culture, and sexual preference influence the choices you have regarding these questions of number and spacing of childbirths. Filled with common sense advice for the dilemmas most couples grapple with when starting a family Based on solid research from a noted family therapist Alan Singer has appeared on the Fox Morning News and MSNBC as well as being quoted in USA Today and The Huffington Post Invaluable and fascinating, the book includes a wealth of self-tests that helps individuals to customize their own decision making based on their unique background and current situation.
Guides prospective first-time homeowners on the process of buying a house, covering topics such as hiring an agent, financing a mortgage, and managing a closing.

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