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Retirement shouldn’t be just for the rich: “Finally, a practical plan to address Americans’ lack of adequate retirement savings.”—Michael Bloomberg Everyone deserves to be able to retire with dignity, but this core feature of the social contract is in jeopardy. Companies have swerved away from pensions, and most of the workforce has woefully inadequate retirement savings. If we don’t act to fix this broken system, rates of impoverishment for senior citizens threaten to skyrocket, and tens of millions of Americans reaching retirement age in the coming decades will be forced to delay retirement and will experience a dramatic drop in their standard of living. In Rescuing Retirement, economist Teresa Ghilarducci and billionaire businessman Tony James offer a comprehensive yet simple plan to help workers save for retirement, increase retirement savings by earning higher returns, and guarantee lifelong income for everyone. Built on people’s own money in individual Guaranteed Retirement Accounts, the plan requires no new taxes, no more bureaucracy, and no increase in the deficit. Speaking to Americans’ growing anxiety about their ability to retire, Rescuing Retirement provides answers to anyone wanting to understand the growing movement to protect a period of life once considered a deserved time of rest and creativity and offers a practical guide to the future of secure retirement. “Ghilarducci and James never slip into wonk-speak or jargon, and lay readers will appreciate the way the authors make sense of complex economic issues.”—Publishers Weekly
" ... intended as a handbook for conservative candidates of all parties seeking national office"--P. vii.
Written by award-winning CQ Researcher journalists, this annual collection of nonpartisan and thoroughly researched reports focuses on 16 hot-button policy issues. The Twenty-Second Edition of Issues for Debate in American Public Policy promotes in-depth discussion, facilitates further research, and helps readers formulate their own positions on crucial policy issues. And because it is CQ Researcher, the policy reports are expertly researched and written, showing readers all sides of an issue. Because this annual volume comes together just months before publication, all selections are brand new and explore some of today’s most significant American public policy issues, including: Universal Basic Income; Inequality in America; The Healthcare Industry; Economic Impact of Coronavirus; Coronavirus and mental health; Presidential Primaries; Political Polling, and Much more! Package and save! Issues for Debate in American Public Policy: Selections from CQ Researcher, Twenty-Second Edition can be bundled with any SAGE | CQ Press title at a savings for your students. Contact your rep for more details.
Examines the problem of co-dependency, tells how to avoid the compulsive helping cycle, and discusses the impact on substance abuse on the family
"The National Defense Authorization Act of 2016 created a new military retirement structure called the Blended Retirement System, transforming a legacy system that had remained largely unchanged for nearly 70 years. The new system is designed to ensure a greater percentage of service members leave with a portable retirement benefit by changing the vesting point from 20 to two years of service. While this may seem like a great concept for the active duty military services, attracting more young recruits who may not be interested in staying for a full career, the concern is that it will impact recruiting and retention efforts for the reserve components. This paper compares and contrasts the three different retirement systems that are now available as of 1 January 2018. It then analyzes recruiting and retention, both broadly for the United States Military and specifically for the Air Force Reserve. Finally, the paper recommends instituting a career milestone bonus (with multiple payout options) to help mitigate some of the expected effects of the new retirement system. It is important to note that all data in this paper is based on past research and models of years of service with respect to retirement. With the new Blended Retirement System in its infancy, the paper attempts to make an educated guess about what people might do but it is hard to predict human behavior and what might influence their decision calculus. It is certainly easier to identify the existence of a problem than its underlying causes. While this paper focuses on the Air Force Reserve, correlations can likely be tied to all of the Department of Defense's reserve components."--Abstract.
Evaluates northern and western states in terms of their climate, health care, taxes, housing, leisure activities, and special services to the elderly
Features the latest news and informaiton about companion animal protective issues, shelter and humane society management, animal health, humane education, cruelty investigations, new legislation, and much more.
Alpha Teach Yourself Retirement Planning in 24 Hours will provide readers with something they don't get with most of the retirement planning books that are out there now-a step-by-step format that walks them through each stage of planning process, from identifying where they are currently, to how to predict how much they'll need in retirement, to how much they need to invest to reach their goals, to how to execute their savings, investing, and spending plans. And it doesn't stop there. The book also provides readers with tips on how to change their savings and investing strategies as they approach retirement and once they've retired.
Explains how to maximize retirement income and enjoy these years in comfort. Discusses such topics as affordable housing, medical care, recreational and cultural opportunities, and senior services. Includes strategies on: tapping equity; finding a retirement job; trimming utility bills; thriving as a single; mobile home and RV living; and continuing education.
From the Pension Research Council of the Wharton School
The Congressional Record is the official record of the proceedings and debates of the United States Congress. It is published daily when Congress is in session. The Congressional Record began publication in 1873. Debates for sessions prior to 1873 are recorded in The Debates and Proceedings in the Congress of the United States (1789-1824), the Register of Debates in Congress (1824-1837), and the Congressional Globe (1833-1873)

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